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Sebati is 36-year-old widow living with her two children. She has a daughter who is doing graduation and a son who is a driver. She has been working hard to support her daughter's education and give her children a good life since her husband passed away.

She currently runs a betel shop where she sells betel, tobacco sachets, biscuits, toffees etc. and wants to grow her business. She wants to take a loan of 20,000 Indian Rupees (INR) to purchase other items like snacks, chocolates, wafers, noodles etc. to sell in her shop.

She requested a loan from People's Forum to enhance her business, save some money for her daughter's marriage ceremony, and make her son's future bright.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 25
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Sebati to buy betel, tobacco sachets, biscuits, toffees and some other additional products like snacks, chocolates, wafers, noodles etc. for her shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: