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Samijan works as a farmer in his village. He has a considerable number of children amounting to seven. With a very low income, he must support his family. Samijan worries that Dewi can not continue her education. Therefore, Samijan is venturing to borrow through the student loan program of Kiva.

To be a professional accountant is the goal of Dewi. She is in her first year at the vocational school. Dewi had fears and worries that she would have to quit school. With the student loan program of Kiva, Dewi hopes to finish school and help her brothers. In the picture, Dewi and Samijan her father.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $4,458
    Average annual income
  • 45
    View loans »
    Indonesia Loans Fundraising
  • $4,578,950
    Funds lent in using Kiva
  • 9,474.0
    Indonesia Rupiahs (IDR) = $1 USD