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Wagirah is the grandmother of Eka. She is a grandmother who must feed three grandchildren. Wagirah's income is from her husband's pension. That is enough for the living expenses of Wagirah and her grandchildren every day. Eka hopes to stay in school, and Wagirah wants to follow the student loan program of Kiva.

Eka is the eldest of three brothers. Already at birth, he was in the foster care of his grandmother. Until now, Eka's cost of living has been borne by his grandfather and grandmother. Eka's parents are divorced. With the student loan program of Kiva, Eka can finish school, so Grandma does not need to use Grandfather's pension money. Eka hopes to finish school directly and work as a bank employee. In the picture, Eka and Wagirah his grandmother.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,208,900
    Funds lent in using Kiva
  • 9,474.0
    Indonesia Rupiahs (IDR) = $1 USD