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Victoria  Del Carmen
Victoria is a tireless woman who transmits the importance of education because she has the vocation in her blood. Currently, she is a teacher at a secondary institute called Rubén Darío in the city where she lives. She has a day shift and also teaches on the weekends. Her husband is a secondary teacher. Her family is comprised of her, her husband and a son who studies at the local school.

She is currently in her first year of university studies of Math and Computers, and decided to visit Ceprodel to request a loan to help pay for education costs, since the family income does not cover household expenses and university studies. She will use the loan to pay for college tuition and expenses for her math and computer degree.
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View original language description ↓
La señora Victoria es una mujer incansable en transmitir el pan de la enseñanza ya que como vocación la trae en la sangre, Actualmente se desempeña como maestra de secundaria en el Instituto Rubén Darío de la misma localidad, atendiendo 1 turnos diurno y impartiendo clases los fines de semana en la localidad donde vive, además su esposo es maestro de secundaria , su núcleo familiar se compone por 2 persona ella, su esposo y 1hijo, el que estudia en el colegio de la misma localidad, Actualmente sigue estudiando la carrera universitaria de la especialidad de Matemáticas y Computación el que lleva su primer año, debido a eso tomo la decisión de visitar a ceprodel para solicitar un financiamiento para ayudarse a los costos ya que de su salario familiar no le da para cubrir los gastos familiares y los estudios para la superación profesional. Ya que el crédito lo utilizaría para el pago de aranceles universitarios en las carreras de matemáticas y computación

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Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 123
    View loans »
    Nicaragua Loans Fundraising
  • $23,820,300
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Victoria Del Carmen to pay tuition and expenses related to a Math and Computer university degree.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2012
Listed
Aug 16, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013