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Darwin Vinicio
Darwin was born in 1991 and lives in Latacunga, the capital of Cotopaxi Province. Latacunga is a city located in the Central Sierra of Ecuador on the flanks of Cotopaxi, the tallest active volcano in the world, which has already destroyed the city three times since its founding. Latacunga has a temperate climate and the average temperature is 12ºC [53.6% Fahrenheit]. Latacunga has a beautiful landscape that blends colonial architecture with part of the Andes mountain range. The city is also a great representative of Ecuadorean folklore because it features the celebration of Mama Negra, a festival that stems from the indigenous, Spanish and Afro-Ecuadorean cultures.

At only 21 years of age, Darwin started his business building blocks, a skill he learned from his parents. Due to financial difficulties Darwin was never able to finish his studies, however thanks to his entrepreneurial spirit he has been able to get ahead and earn a living. He works several hours a day building blocks. Unfortunately he has no way to protect all the material from the rain, which often damages the product. Consequently, he is requesting a loan from Kiva in order to build a small shelter addition and thus protect his materials from the rain and other elements that could damage them. In this way Darwin is planning to increase his production in order to earn more income so that he can save up and buy his own home.
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Darwin nació en 1991 y reside en Latacunga, capital de la provincia de Cotopaxi. Latacunga en una ciudad ubicada en la Sierra Central de Ecuador en las faldas del Cotopaxi, volcán activo más alto del mundo, que ya ha destruido a la ciudad tres veces desde su fundación. Latacunga cuenta con un clima templado y la temperatura promedio es de 12ºC. Latacunga tiene un paisaje único que mescla una arquitectura colonial con parte de la cordillera de los Andes. La ciudad también es gran representante del folklor ecuatoriana ya que cuenta con tradiciones tal cm la celebración de la Mama Negra, festividad que proviene de la cultura indígena, española, y afroecuatoriana.
Con tan solo 21 años de edad, Darwin inició su negocio de construcción de bloques que lo aprendió de sus padres. Por dificultades económicas Darwin nunca pudo terminar su estudios, pero gracias a su espíritu emprendedor el ha podido seguir adelante y ganarse la vida. El trabaja varias horas al día construyendo bloques, lastimosamente no tiene como proteger todo el material de la lluvia, y esto muchas veces daña el producto. Por lo tanto, solicita un crédito a Kiva para poder construir un pequeño refugio adicional y de esta manera proteger sus materiales de la lluvia entre otras cosas que los puedan dañar. De esta manera, Darwin planea aumentar su producción y poder tener más ingresos y ahorrar para comprarse una vivienda propia.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 106
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Darwin Vinicio to build a small shelter addition and protect his construction materials from the rain.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2012
Listed
Aug 15, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013