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Unidos Para Triunfar Group
In this Group: Marcelina , Alicia , Maria Estela , Asucena , Carmen , Gladis , Maritza *, Paulina , Monica , Cristina *, Marcelina
* not pictured
Marcelina is 48 years old. She is married and has four children. She is currently a member of the communal bank Unidos para Triunfar (United to Succeed). The group is made up of 11 members who engage in various commercial activities.

Marcelina works in embroidery services, that is to say, she embroiders, knits and applies sequins. Marcelina started this business with capitalpurchasing the materials needed to start the business, and she now has loyal customers. Marcelina tells us that she is a very creative person, and this will help her succeed in her business. Thanks to her effort and dedication, she has managed to attain a better income. Her children go to school and she has bought electrical appliances.

Marcelina is requesting a new loan to buy merchandise such as sequins, thread, etc. Marcelina will meet her goals with hard work and effort and she is grateful to Edaprospo and Kiva for this loan.
View original language description ↓
La Sra. Marcelina es casada tiene 48 años de edad y tiene 4 hijos, actualmente es socia en la alcancía comunal “Unidos para triunfar” grupo conformado por 11 socios que se dedican a diversas actividades de comercio. Marcelina se dedica al servicio de bordar es decir trabaja bordando, tejiendo y pegando lentejuelas. Marcelina inicio este negocio con un capital, compro material necesario para iniciar este negocio y ya cuenta con clientes fidelizados, Marcelina nos cuenta que es una persona muy creativa y eso le ayudara a salir adelante con su negocio, gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos sus hijos van a la escuela, se ha comprado artefactos eléctricos ,Marcelina a solicitado un nuevo préstamo para comprar mercaderia es decir (lentejuelas, hilos etc). Marcelina cumplirá sus metas con mucho trabajo y esfuerzo y agradece el préstamo a Edaprospo y kiva.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $54,539,125
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidos Para Triunfar Group's $2,850 loan helped a member to buy sequins, thread, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 9, 2012
Listed
Sep 7, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012