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Luz Maria
Luz, 48, is a woman living in the city of Nazca with her spouse and four children who she loves very much and are the main reason for life. She is a very hardworking, kind, enthusiastic person who together with her spouse focuses all efforts to move their family ahead. Unfortunately, due to the need to go to work from a young age to help her parents, she was unable to complete elementary school which is why her great dream is to complete her schooling. In her free time she enjoys watching educational television programs and sometimes cooks a delicious “Seco de Res” to share with her family.

On her own initiative and with much effort and enthusiasm, Luz works in her small grocery and soft-drinks store every day. She starts her work very early every morning and spends about 12 hours daily in her business. She believes that she does well because she has no nearby competition and also because she provides good customer service.

Luz is very grateful to Kiva lenders because thanks to the support they provide she’ll be able to do some home improvements. She wants to enclose the house with adequate materials like brick, cement and columns, among others. In this way, Luz expects to have a house with adequate conditions that will insure her children’s safety and wellbeing. She will continue striving and working to move her family forward.
View original language description ↓
Luz es una mujer de 48 años, vive en la ciudad de Nazca con su pareja y sus 4 hijos, a quienes ama y son su razón principal en la vida, ella es una persona muy trabajadora, amable y entusiasta, que junto con su pareja dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por la necesidad de trabajar desde muy joven para ayuda a sus padres, no pudo terminar sus estudios primarios, por ello su gran sueño es poder culminar sus estudios, en sus ratos libres le gusta ver programas educativos en televisión y en algunas ocasiones cocina un delicioso Seco de Res para compartir con su familia.
Por iniciativa propia, con mucho empeño y entusiasmo, día a día Luz trabaja en su pequeño negocio de venta de abarrotes y bebidas, todas las mañanas desde tempranas horas ella inicia su labor y dedica a su negocio un aproximado de 12 horas diarias, ella cree que le va bien porque no tiene competencia cercana y también por la buena atención que brinda a sus clientes.
Luz se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ella desea poder hacer el cercado de su casa con materiales adecuados, como el ladrillo, cemento, columnas, entre otros; de esta manera Luz espera tener su vivienda en condiciones adecuadas, que aseguren el bienestar y seguridad de sus hijos, así ella seguirá esforzándose y trabajando para sacar adelante a su familia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Luz Maria to buy building materials and supplies.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 25, 2012
Listed
Aug 15, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014