On her own initiative and with much effort and enthusiasm, Luz works in her small grocery and soft-drinks store every day. She starts her work very early every morning and spends about 12 hours daily in her business. She believes that she does well because she has no nearby competition and also because she provides good customer service.
Luz is very grateful to Kiva lenders because thanks to the support they provide she’ll be able to do some home improvements. She wants to enclose the house with adequate materials like brick, cement and columns, among others. In this way, Luz expects to have a house with adequate conditions that will insure her children’s safety and wellbeing. She will continue striving and working to move her family forward.
Por iniciativa propia, con mucho empeño y entusiasmo, día a día Luz trabaja en su pequeño negocio de venta de abarrotes y bebidas, todas las mañanas desde tempranas horas ella inicia su labor y dedica a su negocio un aproximado de 12 horas diarias, ella cree que le va bien porque no tiene competencia cercana y también por la buena atención que brinda a sus clientes.
Luz se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ella desea poder hacer el cercado de su casa con materiales adecuados, como el ladrillo, cemento, columnas, entre otros; de esta manera Luz espera tener su vivienda en condiciones adecuadas, que aseguren el bienestar y seguridad de sus hijos, así ella seguirá esforzándose y trabajando para sacar adelante a su familia.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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