Ana Maria uses jeweler's techniques learned from her husband to create dazzling pre-Hispanic replica masks and vessels in bronze and copper. She would like to purchase raw materials such as copper and bronze for her work.
Ana Maria has been selling through NOVICA since 2001. This is her story:
"For 24 years I have dedicated myself to metalwork in the city where I married. My husband is an able jeweler, from whom I learned the art of working with silver and plaques. Today we have a small family workshop in which my children are also involved, and we work together with dedication, constantly developing new products. In my work I seek to recover the folklore and joy of the Andean people."
"I am so grateful to be able to offer my designs to so many families around the world, giving them a bit of the art and culture of my beautiful country. Thank you for your assistance with this microcredit loan."
Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.
Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.
Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.