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Zion Lom Group
In this Group: Zensuanching, Khawlzavung, Thangkhawm, Lalnunmawi, Lawmthang
Lalnunmawi (the lady raising her hand in the photo) is 41 years old. She lives with her two school-going daughters. The older daughter, on completion of her schooling, wishes to pursue a nursing course.

To fulfill her daughter’s cherished dream, Lalnunmawi works very hard. She is into the secondhand clothes business. She normally purchases used clothes (secondhand) from the wholesalers and resells them by the roadside at the market.

Sometimes she moves around (door-to-door) with the bundles of secondhand clothing to sell. This happens as per the request and demands of the customers.

Besides, she weaves traditional and customary clothing with a handloom, only at nighttime, to generate extra income.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 127
    View loans »
    India Loans Fundraising
  • $5,421,200
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Zion Lom Group's $1,825 loan helped a member to purchase used clothes for resale.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 14, 2012
Aug 15, 2012
Currency Exchange Loss: