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Maranatha Lom Group
In this Group: Nemkhotin, Lhingneng, Kimneng, Lhingjachong, Lhaineichong, Lhaikim, Nengkhonem, Nemlhing, Lhingpichong, Letneng, Vahchin, Neikhonem, Tinneilhing
Kimneng (the one raising her hand in the photo) is a single woman with nine children to look after. Her husband passed away two years ago. Since then, she has been selling vegetables in the local market.

Every morning she goes to the nearby villages to purchase vegetables from the farmers. She buys and transports these vegetables to the market and resells them.

She requests a loan to enable her to purchase vegetables and other saleable items in large quantity to increase her earnings.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 159
    View loans »
    India Loans Fundraising
  • $5,195,225
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maranatha Lom Group's $3,525 loan helped a member to buy vegetables and other saleable items for resale.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 4, 2012
Listed
Sep 5, 2012
Currency Exchange Loss:
Possible