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Venghoi Lom Group
In this Group: Hatneilhing, Lhingnu, Lhaineilhing, Themnei, Domneng
Lhaineilhing (the lady who raised her hand in the photo) is a widow with four daughters. She sells vegetables in the village market. She does her business judiciously and with full commitment.

In 2002, she mortgaged their house for her husband’s treatment, but he could not recover from his illness and died. Despite all these misfortunes, she conducts her daily business with enthusiasm. Customers love her and throng around her business place at all times.

She saves some money from her earnings to get back her house. She wants to continue her vegetable business in a big way with the loan.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $2,900
    Average annual income
  • 8
    View loans »
    India Loans Fundraising
  • $4,390,650
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Venghoi Lom Group's $1,375 loan helped a member to buy more vegetables for sale.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 14, 2012
Listed
Aug 15, 2012
Currency Exchange Loss:
Possible