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Lili is a 31-year-old widow who lives with her three children in the village of Soran, Odisha. She was a happy wife and mother until she lost her husband in 2007. Since then she has been struggling to raise her two daughters aged 8 and 10 and one son aged 13. They are all attending school. She started a photo studio in a good location in the market of her village with the help of her brother-in-law three years ago. She earns 4,000 Indian Rupees (INR) per month, which has been the only source of income for her to give her three children a good life.

She provides a variety of services like digital passport size photographs, full sized photographs and video shoots for various auspicious ceremonies like weddings and other functions in her village and the four surrounding it. She says that showing people looking beautiful and happy, and being part of their happy moments to provide those memories, is what she likes the most about her work. She has earned a good name for her studio by providing quality work.

Taking her interest further in showing people looking beautiful, she wants to start a garment store in a room adjacent to her studio. She sees a good opportunity for business as there is no other garment store in the village, and also a good demand from her existing customer base. She needs a loan to purchase the necessary stock like sarees, blouses, clothes for kids and girls, and to pay the necessary deposits to rent out the room.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 38
    View loans »
    India Loans Fundraising
  • $5,633,950
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $725 helped Lili to buy sarees, blouses, dresses for kids and girls and to set up a garment store.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: