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Tikina is a 35-year-old single mother living with her parents, son aged 9, and daughter aged 14. She got married to Mr. Babuli in 1997 and got separated from her husband after six years for personal reasons. Since then she has been staying with her parents. She wanted to be independent and started a business. She sells ladies garments like sarees, blouses and dresses for kids etc. roaming from door to door in the nearby villages. She travels 15-20 km by foot in one day selling her merchandise. She earns 2000 to 2500 Indian Rupees (INR) per month from this business.

Tikina wants to set up a garment shop in the village market so that she can avoid traveling so much and get more time to spend with her children. She requires money to purchase the clothes in larger amounts and new varieties according to market demand. She wants to purchase a wide variety of sarees and other clothing for women as well as kids.

Tikina has requested a loan of 25,000 INR to set up a garment shop in the market. She says that she can earn 4000 to 5000 INR from this shop of her own and she can send her children to a good school.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 165
    View loans »
    India Loans Fundraising
  • $5,194,325
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $475 helped Tikina to set up a garment shop in the market and to buy clothing for women and children.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: