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Pandab is a resident of the sacred town of Puri, the home of Lord Jagannath in Odisha. He is 57 years old and lives with his wife, who is ill. He has been supporting his family through the income earned from a small general store. He sells food items like snacks, spices, electric bulbs, and soda in his village. He has had it for the last eight years.

He needs a loan for 20,000 Indian Rupees (INR) in order to buy more snacks, spices, soda and other household necessities like toilet cleaners, mosquito repellents and wafers for his shop. He says there is good demand for mosquito repellents and sanitizers as mosquito borne diseases are very widely prevalent in his village. He wants to increase his income and provide his wife better medication and quality of life.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 170
    View loans »
    India Loans Fundraising
  • $5,194,075
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Pandab to buy more snacks, spices, soda, and other household necessities like toilet cleaners, mosquito repellents and wafers for his general store.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: