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Sabitri is a 38-year-old woman living with her two children. Her two children aged 8 and 10 are attending school. She left her husband for some personal reasons. She has been working as a daily laborer since then to manage her family all by herself.

She recently started a small tea stall through which she has been selling tea for the last two years. She wants to grow her business into a food stall. She has a plan to sell some local snacks like samosas (fried dough stuffed with potato curry), idlis (a popular recipe of south Indian origin made by steaming a batter consisting of fermented black lentils and rice), wadas (lentil doughnuts), and so on in addition to tea through her shop. She has her shop in front of her house which makes it easy to look after her children as well as the shop.

She requested a loan of 20,000 Indian Rupees (INR) to purchase the cooking utensils and raw materials like flour, oil, and spices for her snacks shop. She says the additional source of income will enable her to be financially stronger and provide a good education to her children.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 25
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Sabitri to buy resources like cooking utensils and raw materials like flour, oil, and spices for her snacks shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: