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Gopal is 32 years old and married. He has two daughters aged 10 and 12 who are attending school. His father is ill, so all of his family members are depending on him. He is the only income provider for his family.

Gopal works hard to provide the basic needs for his family. He runs a general store in his village in the state of Odisha. He has been running the general store for 16 years and earns an income from his business. He sells items like rice, lentils, spices, wafers etc. through this shop.

He requested a loan of 50,000 Indian Rupee (INR) to buy more stock and variety of lentils, spices and rice that he currently sells. He says that his business expansion can earn him good returns. He hopes to build a concrete house for his family and send his children to English medium school.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 161
    View loans »
    India Loans Fundraising
  • $5,194,825
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $925 helped Gopal to buy more stock and variety of lentils, spices and rice that he currently sells.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: