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Genngai Lom Group
In this Group: Lhingneilam, Nenglhing, Kimboilhing, Vahlhing, Hatnu, Khotinlhing, Domhat, Nengnei, Domnem, Pineo
Kimboilhing (the lady who raised her hand in the photo) is 34 years of age and her husband is a daily wage labourer who does all kinds of odd jobs to meet the family’s expenses. They have three school-going children.

She dreamed of having her own house. So, she borrowed a loan from WSDS, and with that amount she purchased a loin (loin loom, a kind of backstrap loom) and started weaving traditional attire, mostly women’s clothing.

Kimboilhing plays an active role in sending her children to school. Now she wants to avail another loan to continue her business and ultimately build her own house.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 125
    View loans »
    India Loans Fundraising
  • $5,421,200
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Genngai Lom Group's $2,725 loan helped a member to buy loins for weaving. (A loin loom is a kind of backstrap loom.).
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 4, 2012
Sep 1, 2012
Currency Exchange Loss: