Mearch is 51 years old and a responsible mother of seven children. Her four oldest children are already married while the youngest three are still single and help Mearch in a retail business. She operates a small convenience shop in her village in the Baray district, Kompong Tom province, Cambodia. She sells various kinds of household products, snack foods, sweets and spices, while her husband is in the business of trading firewood from a cow-pulled trailer.
Recently, the sales volume of Mearch’s husband's business has decreased as he has been gradually going out of stock of firewood and he does not have enough capital to replace it. As a result, Mearch would like to take out a loan from HKL, one of Kiva's partners, to purchase firewood in order to support her husband. This will enable him to sustain the business and stabilize his income. In the future, Mearch aspires to expand her business and hopes to provide her family with a good standard of living.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.