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Shoira

Update on Shoira

A beautiful woman by the name of Shoira lives in a house which is in bad condition. Her husband is a kind man who works in a foreign country and earns a very small salary. They have two clever children, ages three and five. Shoira's children want to live in a house which is in good condition, but her income from sewing national dresses is not enough for it. She wants to repair her living house with modern planning.

Shoira is asking for a loan of 3,000 USD to repair her house. In this way, she will be able to offer her family a better quality of life and moral stability that will allow them to progress. Each month, she will make her payments on time. She awaits your support and mercy. Please help her and her family if it's possible.

Previous Loan Details

Shoira is married and has two children. The older child is five years old, and the younger is three. Her husband is a migrant laborer. Her husband's parents are dependent on them. Shoira's love of sewing began in childhood. It is a profession which was passed on to her by her mother. In the past… More from Shoira's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $1,388
    Average annual income
  • 135
    View loans »
    Tajikistan Loans Fundraising
  • $27,923,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Shoira to buy building materials, such as wood and cement, to repair her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 6, 2012
Listed
Aug 11, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014
This photo was used before for a previous loan for Shoira. It was first posted on Kiva on Jun, 2012. Learn More