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Komisah is the mother of Dian, Komisah works as a laborer with uncertain income every month. On average, her monthly income is US$50. While Dian wants to continue the education of her children, Komisah as a parent, hopes to get a loan from the student loan program of Kiva. In the picture, Komisah and Dian, her daughter.
Dian Karangsari lives in a village not far from the school. Dian's mother works in construction; her income depends on getting work to provide for the daily needs of her family. With the student loan program, Dian will use the funds to pay for school through to completion. Dian hopes to quickly begin to work as administrative staff in an office, to help her family.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 27
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 9,474.0
    Indonesia Rupiahs (IDR) = $1 USD