Sharat, a differently abled person, aged 30, is married and lives with his wife and three children. He resides in Odisha, India. He worked as an insurance agent until he lost his hand in a fireworks accident five years ago. Sharat has been operating a variety store at the village market to earn a living and support his family. He sells detergents, chocolates, noodles, soft drinks and other daily use necessities for the household in his shop. He earns 7,000 Indian Rupees (INR).
His shop is close to a school and a playground. The part that he likes most about his job is the interaction with the school children who remind him of his children.
He requested a loan of 30,000 INR to purchase additional products like stationery, wafers, hair oil and shampoo to meet the needs of the school children and the village youth who come there to play in the playground. In the future, Sharat wants to enhance his business and see that his children complete their education and give them a better life than what he has now.
Important note about this loan
Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
About People's Forum
People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.