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Bijay is 50 years old and married to Rina. They have two daughters and one son, who they care for with love and dedication in their own home located in Odisha, India.

He was a heavy vehicle driver in Delhi, India. He lost his job when he was became ill. He pulls a rented trolley-rickshaw to support his family. He uses this trolley-rickshaw to carry waste products like polythene, iron, discarded glass/plastic bottles and sells them to a local scrap dealer. In this way he earns 4000 Indian Rupees (INR) per month and pays 25% of this income towards monthly rent of the trolley-rickshaw.

Bijay requested a loan of 15,000 INR through People's Forum to purchase his own trolley-rickshaw. He can save the rent amount and use it to repay the loan that he has asked for and become the owner of trolley-rickshaw in no time. In this way he can strengthen his earning capacity and support his family and see his children get a better education.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 26
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD