Debbie operates a kiosk business. The income from the business enables her to provide for the needs of her family. Daily, basic needs such as instant noodles, snacks, sugar, bath soaps, detergents, candy, frying oil, wheat flour, etc. are available at her kiosk. Debbie is thinking of improving her kiosk business by completing her inventory with more items as demanded by her customers. She requested a loan of IDR 10,000,000 from TLM. The loan will be spent on cigarettes, beverages, biscuits, cooking oil, detergent, instant noodles, and petrol to be sold in front of her kiosk.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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