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Manjulata
Manjulata is a 40-year-old differently-abled hardworking lady. She got married to Mr. Birakishor in 1991. She is living with her husband and two daughters who are attending school/college.

Manjulata makes local food items like papad (crackers) and badi (fried) from different varieties of lentils like black gram. Her husband goes to different villages from house to house to sell these items. These are local popular side dishes that are round and eaten fried in oil/roasted over a fire or added to curries for flavor. She grinds the lentils and makes dough by adding other ingredients like rice, salt, oil, water and desired seasonings. She then rolls the dough into thin rounds and dries them in the sun to make them ready to fry for selling. She spends seven to eight hours a day at these activities. It is her determination to see her daughters well-educated that has been getting her through this hard manual labor despite her disability.

She wants to take a loan of 20,000 Indian Rupee (INR) to buy a grinder that runs on electricity. This will let her grind the lentils and make her life much easier. She also wants to buy more raw materials like lentils (black gram), rice, oil, onions and garlic to make more of these items and sell in bulk to shops in the village market.

She wants to give a better education to her daughters, and get them married in a good family.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $2,900
    Average annual income
  • 21
    View loans »
    India Loans Fundraising
  • $4,519,250
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Manjulata to buy an electronic grinder and raw materials like lentils, rice, oil, onions and garlic for making papads and badis.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 26, 2012
Listed
Aug 15, 2012
Currency Exchange Loss:
Possible