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Emma, 35 years old, is from Magalalag, where she lives with her spouse and two children. She has managed a small store for almost five years. Her daily income of PHP 300 goes for meals and allowances for her children, with the rest used to maintain the business. Emma would like to increase her merchandise to meet all her customers' demands, looking for good products to buy. She is asking for a loan of PHP 8,000 to buy eggs, soft drinks, biscuits and soap to sell in her store.

Emma hopes to have a profitable business to help with her children's education and to extend good and friendly service towards her customers.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1865
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Emma to buy eggs, soft drinks, biscuits and soap to sell in her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 11, 2012
Currency Exchange Loss:
Feb 15, 2013