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Jayanti is a 38-year-old woman living with her husband and two daughters in Odisha, India. Her husband is ill, so he is unable to go outside and work to earn a livelihood.

Jayanti is a very hardworking and responsible woman. She has taken on all the burdens and responsibilities of her family. She earns money by maintaining the account books of different self-help groups in the locality. Self-help groups are those groups formed for microfinance loans. She also does some tailoring and stitches dresses for her neighbors. Her daughters are studying in school. She has been struggling to provide basic needs for her family, support her sick husband, and send her children to a good school from the limited income she is earning from these varied jobs.

She has a plan to set up a new business of making paper plates in her house for which she has requested a loan amount of 30,000 Indian Rupee (INR). She learned this activity from her parents, she says that "I would be able to earn more after setting up this business, and give my daughters a quality education and see them independent".

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 164
    View loans »
    India Loans Fundraising
  • $5,194,325
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Jayanti to set up a new business of making paper plates in her house.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: