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Ikem lives in the village of Bringkeng. Her home is far away from the highway she works as a farmer. Her income is uncertain because it depends on the crop from the fields sometimes, when the weather is not bad, she gets a harvest, because she has nine children. She has a fear for the future education of her children, especially Anita, who is currently attending the vocational school. In the picture, Ikem and Anita her daughter.
Anita is child number six out of the nine siblings. Only three brothers of Anita go to school. Because the parent's income is inadequate, a motivation comes to Anita and her parents to be willing to support her from the student loan program, which gives a hope of reducing the parents' burden and allowing Anita to finish school.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $5,203,350
    Funds lent in using Kiva
  • 9,474.0
    Indonesia Rupiahs (IDR) = $1 USD