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Magu Group
In this Group: Josephine, Riziki, Sihaba, Levina, Hadija, Habiba, Chengura, Said, Michael, Veneranda, Halima, Asha, Mallya
Josephine, who is in her late 30s, is single and has one child who attends school. She has had a beauty salon business for six years. She works from 9:00 a.m. to 8:00 p.m. daily and is able to make a fair monthly profit.

This will be Josephine's 4th loan from Tujijenge Tanzania. She used the previous loans to add more salon equipment and to pay school fees and household expenses. She has repaid all her loans successfully. Josephine wants a loan to buy some missing salon equipment and to pay school fees. Her dream is to one day be able to open a designing business.

Josephine will share this loan with her group “Magu” which consists of 13 members who will hold each other accountable for repaying the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,700
    Average annual income
  • 19
    View loans »
    Tanzania Loans Fundraising
  • $14,217,575
    Funds lent in using Kiva
  • 1,573.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Magu Group's $3,600 loan helped a member to buy salon equipment.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Aug 16, 2012
Currency Exchange Loss:
Dec 15, 2012