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Shahnoza is a hard-working and determined woman who is not married yet. She is 24 years old and lives with her parents. They love her very much and want to help her launch a business in animal husbandry. She has some experience in this field because many of her friends and neighbors make a living this way. Little by little with the passing of the time year she has perfected her knowledge, including plans to sell her animals in the local market. She will be a very good businesswoman because she is so industrious, and will get help from her mother. Shahnoza has also completed a course for women on how to succeed in business. She is requesting a loan for TJS 1,000 to buy young cattle, which she will raise carefully and well so that she can earn a good income. She is committed to repay this loan on time, and is grateful for help from Kiva lenders.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Shahnoza to buy cattle for a new animal husbandry business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Aug 11, 2012
Currency Exchange Loss:
May 17, 2013