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Mario Javier
Mario Javier is a high school teacher at Cesar Augusto Salinas Pinell high school. He has been a mathematics teacher for 7 years. He doesn’t have any children and helps his mother with household expenses. He is a young man who is well-liked by his co-workers, students and neighbours because of his great humility and responsibility.

Mario Javier has requested this loan to pay for university expenses and to buy study materials for his Mathematics degree. His ultimate dream is to finish his university studies, build his own house, and to help his family since they have limited financial resources and are very close.
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El joven Mario Javier se desempeña como docente de secundaria en el colegio Cesar Augusto Salinas Pinell como docente de matematicas desde hace 7 años, no tiene hijos solo ayuda a su mamà con los gastos del hogar, es un joven muy querido por sus compañeros de trabjos, alumnos y vecinos por su gran humildad y responsabilidad.

Solicita su crèdito para pagar gastos de estudios universitarios y compra de material didactico de la carrera Licenciatura en Matemàticas.

Su mayor sueño es culminar su estudios universitarios, construir su propio hogar y ayudar a su familia ya que son de escasos recursos economicos pero bien unida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $300 helped Mario Javier to pay for education expenses.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Sep 4, 2012
Currency Exchange Loss:
May 17, 2014