Update on Maritza MaribelMaritza has been a member of the communal bank Bankito Progresista for 3 years. She lives in Cuenca, the third most important city in the country. It is surrounded by 4 rivers and its people maintain their culture and traditions, including their traditional cuisine.
Maritza is 28, married and she and her husband have three children, ages 7, 5, and 4 years old. All of them go to school in the city. Her husband is an auto mechanic. They don't have their own home so they live in a rental.
Maritza is grateful to God for the good health that she and her family enjoy. Most of her time is spent taking care of her family but she also sells clothing. Since she's an entrepreneur and is always looking for ways to get ahead economically, she opened a store two months ago. She works from Sunday to Sunday without a fixed schedule. For now it's going well and her customer base is growing every day.
Maritza invested her previous loan in her clothing business. This one she will use to buy food to stock in her store. She likes the communal bank because the loans help her expand her economic activity. Her goal is to expand her store as well.
La Señora. Maritza tiene 28 años, es casada y en su unión conyugal ha concebido 3 hijos de 7, 5 y 4 años de edad, todos sus hijos estudia en una escuelita de la ciudad. Su esposo es de profesión mecánico automotriz, no tienen casa propia por lo que viven arrendando.
La Señora Maritza agradece a Dios ya que se encuentra muy bien de salud al igual que toda su familia. Ella la mayor parte de su tiempo lo dedica a su familia y también vende ropa, pero como es una mujer emprendedora y busca la manera de mejorar la economía de su hogar hace 2 meses puso una tienda en la que labora de domingo a domingo sin un horario fijo, por el momento le va bien en sus ventas ya que cada día va aumentando su clientela.
Su crédito anterior lo invirtió en el negocio de la ropa, y en la cancelación del mismo no tuvo ningún problema. Su nuevo crédito lo va a invertir en la compra de víveres para surtir su tienda. El banco comunal le gusta porque los créditos le permiten crecer en sus actividades económicas.
Su meta es agrandar su tienda.
Previous Loan DetailsMaritza is a member of the 'Bankito Progresista' community bank. She lives in the city of Cuenca which was declared a World Heritage Site in December 1999. It is the third most important city in the country and has great natural beauty. The locals maintain the culture and traditions of their… More from Maritza Maribel's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Jul 17, 2012
- Sep 3, 2012
- Currency Exchange Loss:
- Feb 15, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.