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Julie
Julie is 27 years old, married and the mother of two children of 6 and 2 years old, who she dreams of becoming successful professionals. For this reason to complement the family income and improve their well-being, she has been running her own business since 2009, offering a photocopying, internet, printing, transcription and mobile phone service. The main customers of her business are young students and children accompanied by their parents, who are looking to complete homework and for this reason they visit Julie's business, which she opens daily to the public from 7 in the morning until 9 at night. 

Her business has gone very well for her and she plans to expand it. One of her goals is to improve the place she is renting, and later on to obtain her own premises. At the moment her biggest challenge is to have sufficient working capital, so as to buy toner and paper in greater volume and to undertake precautionary maintenance on all the computers. With her Kiva loan, her second loan from Fundación Mario Santo Domingo, she will buy stock in bulk and at a discounted price, very useful for the growth of her customer base which is increasing. 

Julie has the goal of increasing her income and with her Kiva loan she is sure she will start moving upwards towards meeting her expectations. 
View original language description ↓
Julie de 27 años de edad es una mujer casada y madre de dos hijos en las edades de 6 y 2 años, con los que sueña ver convertido en profesionales de bien y exitosos; por eso para complementar los ingresos familiares y lograr aumentar su bienestar, decidió generar ingresos, iniciando desde el año 2009 su propia aventura de negocios, ofreciendo servicios de fotocopiaje, internet, impresiones, transcripciones y telefonía celular. En su negocio los principales clientes son jóvenes estudiantes y la población infantil acompañada de sus padres, que están en la búsqueda de resolver tareas escolares y para eso acuden al negocio de Julie que diariamente abre al público sus instalaciones, desde las 7 de la mañana hasta las 9 de la noche. Con su negocio le ha ido muy bien y proyecta su crecimiento, pues tiene como meta mejorar su infraestructura locativa, y adquirir mas adelante su casa propia. En la actualidad su mayor desafío es tener un capital de trabajo suficiente, para comprar en mayor volumen, tonel, hojas y hacer mantenimiento preventivo a todo el equipamiento. Con su credikiva, segundo finaciamiento que hace ala Fundación Mario Santo Domingo, logrará invertir y ganar descuentos por compras en mayor volumen y sostener un stock, muy útil para el crecimiento de su clientela que está en progreso. Julie tiene el propósito de aumentar los ingresos y desde ya, con sus credikiva está muy segura de empezar el camino al asenso del logro de sus expectativas

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 465
    View loans »
    Colombia Loans Fundraising
  • $15,270,025
    Funds lent in using Kiva
  • 1,786.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Julie to buy toner and paper in larger volume.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2012
Listed
Aug 14, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013