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Juana is a very hard-working woman. She has three children who are now adults and who she has helped to get ahead with the support of her husband by teaching them that with work and sacrifice, anything is possible. Juana's home is located in the city of Camaná, a city known for agriculture, especially growing rice, lima beans, corn, and other crops. There is also fishing and, above all else, there is great diversity in typical cuisine such as the delicious "Chupe de Camarones" (Shrimp Chowder). When she has free time she likes to go on walks with her family to spend time with them. Because of her parents' lack of resources, Juana only studied in primary school - though she would have liked very much to study at the university.

Day by day, Juana works in her business selling bread rolls, cookies, sodas, and other items. She works about eight hours per day as with the income from her work she can help her husband with the household expenses. She thinks that her business is going well because she works with pleasure and above all else because of her desire to succeed.

Juana is very thankful to the people who loan to Kiva; thanks to their help she will be able to make improvements on her home, especially with the plumbing as the pipes have leaked into the walls of the house, making the walls damp. She will also paint the walls and with these improvements will have a better quality of life and will avoid deterioration of the house. In this way she will continue to work to realize her biggest dream, which she says is, "To have a shop to sell her products."
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Juana es una mujer muy trabajadora, es madre de 3 hijos los cuales ya son mayores y a quienes ha sacado adelante con el apoyo de su esposo ya que ellos siempre les han inculcado que con trabajo y sacrificio todo se puede; la vivienda de Juana se ubica en la ciudad de Camaná, ciudad que se caracteriza porque se desarrolla la agricultura, en especial el cultivo de arroz, pallares, maíz, entre otros; asimismo se desarrolla la pesca y sobre todo encontramos diversidad de comidas típicas, entre las cuales se encuentra el delicioso “Chupe de Camarones”. Cuando dispone de un tiempo libre le gusta mucho pasear junto a su familia para poder compartir. Debido a los pocos recursos económicos de sus padres, Juana solo tuvo estudios primarios, pero le hubiera gustado mucho estudiar una carrera universitaria.

Día a día Juana trabaja en su negocio de venta de bollo, alfajores, gaseosas, alfajores, entre otros; ella trabaja alrededor de 8 horas al día, ya que con el fruto de su trabajo puedo apoyar a su esposo con los gastos de su hogar; ella cree que le va bien en su negocio porque trabaja con mucho gusto y sobre todo por sus ganas de salir adelante.

Juana es muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá realizar mejoras en su vivienda, especialmente realizar un cambio en las cañerías de agua de su vivienda ya que actualmente el agua se ha filtrado humedeciendo las paredes de su vivienda, asimismo realizara el pintado de la misma, con esta mejora ella podrá tener una mejor calidad de vida y sobre todo evitar que su vivienda se deteriore; así ella seguirá trabajando para poder hacer realidad su más grande sueño:” Tener un local para la venta de sus productos”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 131
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD