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Horimbere Group
In this Group: Lucie, Emmanuel, Anatolie, Fabiola, Rachel
Emmanuel is part of the group Horimbere and lives in Bujumbura. He is 55 years old and married to Jeanne, a clothing merchant. Together they have seven children, from 6 to 20 years old, all in school.

He has been a shopkeeper (beans, rice, sugar…) for twenty years.

He is on his ninth loan with Turame. With this KIVA loan he is obtaining, he is going to increase his capital and buy a large amount of sugar, rice, beans… to resell in his shop, so as to earn more.

In the next few years, he would like to do commerce importing merchandise from Uganda, buy a vehicle for business, and also to be a modern livestock farmer.
View original language description ↓
Emmanuel fait partie du groupe Horimbere et habite à Bujumbura. Il a 55 ans et est marié à Jeanne, commerçante des habits. Ensemble ils ont 7 enfants, âgés de 6 à 20 ans, tous étudient.

Il fait le commerce de boutique (haricot, riz, sucre,…) depuis 20 ans.

Il est à son neuvième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter une grande quantité de sucre, de riz, de haricot,… à revendre dans sa boutique, pour gagner plus.

Dans les prochaines années, il voudrait faire le commerce d’importation des marchandises en provenance de l’Ouganda, acheter un véhicule d’usage pour son commerce et il voudrait aussi faire l’élevage moderne.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burundi

  • $600
    Average annual income
  • 19
    View loans »
    Burundi Loans Fundraising
  • $4,424,575
    Funds lent in using Kiva
  • 1,420.0
    Burundi Francs (BIF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Horimbere Group's $4,175 loan helped a member to buy a large amount of sugar, rice, beans... to resell in his shop.
99% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 7, 2012
Currency Exchange Loss:
Jul 18, 2013