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Nargiza lives in the Spitamen district. She is 27 years old and has three children. She is involved in sewing national dresses. Nargiza is a very punctual and hardworking woman, and this is why she has many clients. Her husband works in the Russian Federation and has a permanent job there. Having saved money, they bought a new house, moved there this year and want to build a new kitchen and sauna. Nargiza is requesting 10,000 somoni to purchase construction materials. She and her husband try to improve the living conditions for their children and rely on your support.
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Наргиза проживает в районе Спитамен. Ей 27 лет.У нее трое детей.Она занимается пошивом национальных платьев.Наргиза очень пунктуальная и трудолюбивая женщина поэтому у нее много постоянных клиентов.А ее муж работает в Российской Федерации и у него есть постоянная работа. Накопив деньги они купили новый дом, в этом году они переехали на новый дом и хотят построить новую кухню и баню.Наргиза просить 10000 сомони для покупки строй материалов.Она и ее муж стараются улучшить условия жилья для своих детей и надеется на вашу поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Nargiza to purchase construction materials.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 29, 2012
Aug 9, 2012
Currency Exchange Loss:
May 17, 2013