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Sharifhon U. lives in Khuroson region. He is 51, married and has 4 children. Sharifhon has a technical education. He is a driver by training, and this is his career. Since his salary is low, Sharifhon, just like everyone else living in rural areas, raises cattle in his spare time. His children help him. The client buys young calves on a market, rears them and then resells them. This business provides him with a decent profit. 3 of Sharifhon's children are students, and his youngest son studies in school. Sharifhon supports his large family alone. Currently, the client wants to buy a new calf and feed. He plans to repay the loan within 6 months.

Улугов Шарифхон житель района Хуросон. Ему 51 год. Женат, имеет 4 детей. Образование среднее техническое. По специальности водитель,работает шофером. Так как заработная плата не очень высокая, да и к тому-же в сельской местности нельзя без этого, Шарифхон в свободное от работы время занимается животноводством. Помогают ему его дети. Клиент покупает на рынке бычков , откармливает их и перепродает. Это приносит ему небольшой доход. Трое детей Шарифхона студенты,а младший сын учится в средней школе. Шарифхон сам содержит такую большую семью. В данный момент клиент хочет купить очередного бычка и корм. Планирует погасить кредит в течение 6 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Sharifhon to purchase a calf and feed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 9, 2008
Jun 8, 2008
Currency Exchange Loss:
Feb 15, 2009