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Dhurata, age 31, started an animal husbandry business five years ago, when she and her husband bought five cows in an attempt to raise their family out of poverty. Since then, Dhurata and her husband have been selling dairy products to local dairy farms, who have proved to be good clients to them. Dhurata and her husband tell us that they have been earning reasonably good money from this endeavor, since the demand for dairy is very great among Albanians, who traditionally consume a lot of dairy in different forms, such as cheese, yogurt, cottage cheese, and milk.

Dhurata and her husband have two children, ages six and seven. The family is poor and lives in the southeastern part of Albania. Dhurata believes that her marriage has been hard and life harder because the couple got no help from either her family or his, which is as expected according to Albanian custom, since they were not in any better financial conditions themselves.

Dhurata is requesting a Kiva loan in order to grow her business by purchasing a milk cow, because she lacks the capital with which to make this purchase on her own. She would like to thank each lender in advance for their generosity and support.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 36
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 112.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Dhurata to purchase a milk cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 11, 2012
Currency Exchange Loss:
Feb 17, 2014