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Némé has been a trained hairdresser since 2005. She is married to a serviceman, and they have three school-attending children in their care. They are 20, 17 and 14 years old.

Némé is well known in her neighborhood due to her talent. She's a home hairdresser. In addition to hairdressing, she also sells hair extensions, cosmetics, and pagnes (colorful African cloth) to her customers.

She's seeking her first loan from Kiva's partner, WAGES, in order to get supplies. She wants to put away her profits, expand her business, and ensure her family's vital needs.
View original language description ↓
Coiffeuse de profession et cela depuis 2005, Némé est mariée à un militaire. Ils ont en charge 03 enfants tous sur les bancs de l’école. Ils sont âgés de 20, 17 et 14ans. Elle est reconnue dans son quartier par son talent. son activité se fait à domicile. En plus de la coiffure, elle vend des mèches, des produits de beauté et pagnes à ses clients. C’est pour s’approvisionner en marchandises, qu’elle sollicite de WAGES un premier prêt. Elle veut épargner les profits, élargir l’activité et assurer les besoins vitaux de la famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,706,700
    Funds lent in using Kiva
  • 529.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Némè to buy hair extensions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 24, 2012
Aug 7, 2012
Currency Exchange Loss:
Aug 17, 2013