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Update on Riziki

Riziki, 25, is a resident of Mwambalazi, a small village on the south coast of Kenya. She is a woman who dreams of progressing in life. After being a farmer for some time and running a retail shop, she decided to start another business so as to increase her monthly income. In 2010, she decided to start a coconut-selling business, selling to the neighboring countryside since there was demand. She stocks the coconuts in her shop.

Riziki is working hard to ensure that she provides for her children and also can help her husband, who is a businessman, with the household expenses. She says that her major challenge is transportation cost and that she dreams of expanding her business and opening new businesses in the future. Riziki has insufficient capital to increase her inventory, so she is asking for help from Yehu to add stock of coconuts for sale. This will enable her to increase her profits and provide a quality life for her family.

Previous Loan Details

Riziki is a married woman with two children, one of whom attends school. She owns a house that has neither electricity nor piped water. Her greatest monthly expenses are food and high transportation costs. For the past two years, she has operated a retail shop, selling in a shop to her neighb... More from Riziki's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 1008
    View loans »
    Kenya Loans Fundraising
  • $43,148,500
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Riziki to add stock of coconuts for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 11, 2012
Currency Exchange Loss:
Jul 17, 2013
This photo was used before for a previous loan for Riziki. It was first posted on Kiva on Dec, 2011. Learn More