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Mykaram is 45 years old, a widow and supports two children. She is involved in selling women's undergarments and clothing. She has over five years of experience in this business area. This business is primary source of income for her family. Mykaram has been obtaining financing from our organization since 2011. This is her second loan. She has never violated the financing conditions and also proved her punctuality. Mykaram wants to increase her goods turnover with this loan. She wants to obtain a loan in the amount of 5500 somoni to expand her business and relies on your help and support.
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Мукарам – 45 лет, вдова, имеет на иждивении 2 детей. Занимается продажей женского белья и одежды. Опыт в этой сфере деятельности более 5 лет. Это занятие Мукаррам является основным источником дохода для семьи. Мукарам кредитуется в нашей организации с 2011 года. Этот кредит 2 по счету. Она ни разу не нарушала условия кредитования, а также доказала свою пунктуальность. На полученный кредит хочет увеличить свой товарооборот. С целью расширения бизнеса она хочет получить кредит в размере 5500 сомони и надеется на вашу помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,910,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mykaram to purchase women's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2012
Aug 8, 2012
Currency Exchange Loss:
Jul 17, 2013