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Mashrabkhon is a woman-entrepreneur who has her own small business. She is 54 years old, married, and has five children. She is a grandmother and is very proud of it. She sells children's clothing and shoes. She has more than eight years experience in this activity. She started her business to help her husband to support their large household and to equip the children.

She has been cooperating with our organization since 2009 and this is her eighth loan. Mashrabkhon has never violated the terms of lending and has proven her punctuality. Mashrabkhon's husband very much appreciates the financial support and assistance. With the loan received, she wants to increase her inventory, to but school uniforms as soon as the school year begins.

Mashrabkhon expresses her gratitude to our organization for the financial support.
View original language description ↓
Машрабхон женщина -предприниматель, которая имеет свой небольшой бизнес. Ей 54 года, она замужем, имеет 5 детей. Она – бабушка и очень этим гордится. Занимается торговлей детской одежды и обуви. Опыт в этой деятельности более 8 лет. Начала свой бизнес, чтобы помочь супругу вести их большое хозяйство и обустраивать детей. Сотрудничает с нашей организацией с 2009 г. Этот кредит 8 по счету. Машрабхон ни разу не нарушала условия кредитования, а также доказала свою пунктуальность. Супруг Машрабхон очень ценит ее финансовую помощь и поддержку. На полученный кредит она хочет увеличить свой товарооборот, закупить школьную форму для детей так как скоро начинается учебный год. Машрабхон выражают свою благодарность нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 191
    View loans »
    Tajikistan Loans Fundraising
  • $30,409,250
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Mashrabkhon to purchase children's school uniforms.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 7, 2012
Currency Exchange Loss:
Feb 15, 2013