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Miladis Carolina
Miladis Carolina is 29 years old and lives with her parents. She makes a living growing corn and beans. She has several years experience in agricultural work and possesses worthwhile experience that allows her to improve each day at work and receive better harvests to sell. The land where she grows is located in a zone with a lot of farming and very close to her house. She sells in all of the outskirts of her community and has many customers that prefer her because she always has what they need for quality products and at affordable prices. In addition, her service is excellent.

Miladis is a woman who is very involved in her work, energetic and has many dreams that she hopes to achieve. She believes that to have a great career she must begin with small steps. During this planting season she wants to increase her production but does not have enough capital to invest in her supplies. For this reason she is requesting a loan from Integral that allows her to buy corn seed, beans, fertilizer, insecticide, etc. Miladis has good payment references and assures that she will be able to make her payments and at the same time give her family a full life.
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Miladis Carolina de veintinueve años de edad vive junto a sus padres, ella se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y posee experiencia valiosa que le permite mejorar cada día mas su trabajo y obtener las mejores cosechas para la venta, el terreno de cultivo se ubica en una zona de alta incidencia agrícola y muy cercano a su vivienda, comercia en todos los alrededores de la comunidad y tiene mucha clientela que la prefiere porque siempre tienen lo que necesitan con producto de calidad y a precios accesibles además el servicio es excelente; Miladis es una mujer entregada a su labor, enérgica y con muchos sueños que desea alcanzar, piensa que para complementar una gran carrera hay que empezar por pequeños pasos, en esta temporada de siembra quiere aumentar la producción pero no posee de suficiente capital para la inversión en insumos, por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, abono, insecticida, etc. Miladis tiene buenas referencias de pago, asegura poder saldar la deuda y a la vez darle a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 669
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Miladis Carolina to buy corn seed, beans, fertilizer and insecticide.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 28, 2012
Aug 14, 2012
Currency Exchange Loss:
Apr 18, 2013