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Maria Esperanza
María, 38, lives with her husband and children in her own, very humble house located in a marginal zone of the country. She’s a tenacious, hardworking woman who has always been interested in giving her children better living conditions. She works doing domestic chores and together with her husband grows basic grains like beans, rice and sorghum, among others that they sell at affordable prices in order to subsist alongside her large family.

María wants to expand her crops which is why she’s asking INTEGRAL for a loan to buy the various farm supplies like seeds, manure and insecticide. She is sure and trusts in God that with the help received her living conditions will change. She is giving thanks in advance for the helps she’ll receive. She hopes to be able to repay the loan ahead of time.
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María de 38 años de edad, vive junto a su esposo y sus hijos en casa propia muy humilde ubicada en zona marginal del país. Es una mujer luchadora, trabajadora que siempre le ha interesado darles mejores condiciones de vida a sus hijos. Ella se dedica a la labor de oficios domésticos y junto a sus esposo posee un terreno donde cultivan granos básicos como lo son: frijoles, arroz, maicillo entre otros y así estos los venden a precios accesibles para poder subsistir junto a su numerosa familia. María tiene el deseo de ampliar su cosecha es por eso que solicita a INTEGRAL un préstamo para la compra de los diferentes insumos agrícolas como lo son: semillas, abonos e insecticidas. Está segura y confía en Dios que con la ayuda recibida su condición de vida cambiará y agradece de antemano la ayuda que recibirá. Espera poder solventar la deuda antes del tiempo acordado.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Maria Esperanza to buy farm supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Aug 14, 2012
Currency Exchange Loss:
Jun 18, 2013