Maok is from Reussey Keo district, a suburb of Phnom Penh. She is 52 years old, widowed, and has two daughters who currently work for a garment factory. Maok stands both as a mother and father in bringing up her children. She is very diligent in with her farming business, growing rice and vegetables for food as well as for sale, from which she is able to make approximately KHR 8,000 each day. She has been in this business for over 20 years. Recently, one of her daughters got a goiter at the front of her neck and the doctor said it must be operated on in a timely manner. However, Moak doesn’t have enough money to pay for the operation and medical fees. Maok decided to seek financial assistance through HKL, a partner of Kiva, in the amount of USD 1,000. She hopes that lenders will understand her situation and give this loan to help her family. She is very, very grateful and promises to pay her loan back on time as scheduled.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.