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María Rosa

Update on María Rosa

María’s a member of the “Señoras del Taguan” communal bank and lives in the community of San Bartolomé that belongs to Sígsig Canton located in the southeast of Azuay Province. Its economy is based on agriculture, manufacturing and commerce. Its residents preserve the culture and traditions of its peoples and are kind, pleasant people who strive daily to improve their economy.

María is 70-years-old, a widow and has four children who are all married adults living on their own. The house she lives in his hers.

María is under constant treatment because she has diabetes and she thanks God because all the members of her family are currently enjoying very good health.

She works in agriculture and the vegetables she grows are both to sell and for home consumption. She also raises chickens, pigs and cattle to sell. She learned these activities when she was still quite young and likes working in this activity because it’s made it possible for her to cover household expenses and to raise her family.

She used the money from her previous loan to buy chicks and animal feed. She was a little late in repaying it because of her illness but she’s now totally paid it back. She will use this loan to buy chicks and cattle to continue with her business. She likes her communal bank because the loans give her the opportunity to improve her business and her family’s life.
View original language description ↓
La Señora María es socia del banco comunal Señoras del Taguan, vive por la comunidad de San Bartolome que pertenece al cantón Sígsig, ubicado al Sureste de la Provincia del Azuay, su económica se sustenta en la agricultura, la manufactura y comercio, su gente aun mantienen la cultura y tradiciones de sus pueblos, son personas amables y gentiles que luchan diariamente para mejorar su economía.

Doña María tiene 70 años, es viuda y en su unión conyugal ha concebido 4 hijos quienes son todos mayores de edad, están casados y viven independientes. La casa en la que vive es de su propiedad.

Doña María pasa en un tratamiento constante ya que sufre de diabetes, agradece a Dios porque todos los miembros de su familia se encuentran por el momento gozando de muy buena salud.

Ella se dedica a la agricultura y las verduras que cosecha es para la venta y para el consumo de su hogar, también en casa se dedica a la cría y venta de pollos, cerdos y ganado, estas actividad es lo ha aprendido desde que tenía una corta edad, le gusta trabajar en esta actividad porque le ha permitido solventar los gastos de su hogar y ha podido sacar adelante a su familia.

El dinero de su crédito anterior lo invirtió comprando pollos y alimento para sus animales, en la cancelación del mismo se atrasado un poco debido a su enfermedad pero ya realizo la cancelación total. Este crédito lo va a invertir en la compra de pollos y ganado para seguir con su negocio.

La banca comunal le gusta porque los créditos le dan la oportunidad de mejorar su negocio y la vida de su familia.

Previous Loan Details

María is a member of the communal bank Señoras de Taguan. They live along the outskirts of a parish church that belongs to the canton Sigsig, a place that has lush vegetation and many places to visit. Her people make a living raising animals, farming, and also work in traditional crafts, especially… More from María Rosa's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped María Rosa to buy chicks and cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 13, 2012
Listed
Aug 14, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013