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Pov S. is 35 years old and with her husband, she has two small businesses to help her family have a good living. She owns a plot of farmland growing yams. Everyday she has to go to her farmland to take care of her crops. Sometime she waters the farmland and takes out the grass, which is not necessary and harms the yam crop. After the farm work, she still has three school-age children to take care of. She always cooks and looks after the children and sometime she teaches lessons to the children. Her husband works collecting palm juice to refine to sugar cane and sells it to the local market. Normally, he makes $5 of income per day.

Because the yam output makes more income to support the household, she would like a loan from Kiva to hire another plot of land to grow more yams.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,705,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Pov to hire another plot of farmland to grow more yams.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2008
Apr 30, 2008
Currency Exchange Loss:
Jun 15, 2009