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Lan's Group
In this Group: Lan, Sau, Huan, Hau
Lan is 37 years old and has two sons who still go to school. For the past 10 years, she has sold groceries from her home. Lan earns about 6,000,000 VND from her small store. In a previous loan cycle, she borrowed 5,152,000 VND to invest in her grocery store and she repaid her loan on time. Lan is the leader of a four-person loan group.

Lan is requesting a 6,944,000 VND loan to buy more goods to sell. Sau is 45 years old and is requesting a 6,944,000 VND loan to buy bran for her cattle. Huan is 40 years old and is requesting a 6,944,000 VND loan to buy food for her cattle. Hau is 49 years old and is requesting a 6,944,000 VND loan to buy goods to sell at her small grocery store.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 79
    View loans »
    Vietnam Loans Fundraising
  • $12,411,650
    Funds lent in using Kiva
  • 20,840.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Lan's Group's $1,350 loan helped a member to buy grocery items to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Sep 1, 2012
Currency Exchange Loss:
Jul 19, 2013