Grupo Empresarial Group
Carlos is one of the members. He is 20-years-old, single, and very hard-working. He works in public transportation and with great effort was able to buy himself a motorcycle taxi. He has now been working with his own taxi for two years. Before it was very difficult because he had to rent one, which left him with lower income which wasn't sufficient to provide for his home. Now things have changes because with his own motorcycle taxi he can help his parents with the family's expenses and have a more comfortable life. Carlos will use his loan to repair his motorcycle and give it maintenance. Also, in the future he hopes to buy himself a car to offer taxi service. He is very happy to know that many people will support him with his dream and is thankful for the support of the communal group he belongs to.
Carlos appears in the photo in a turquoise shirt with no sleeves.
Carlos, es uno de sus miembros él tiene 20 años es soltero y muy trabajador. El se dedica al transporte público, con mucho esfuerzo pudo comprarse un moto taxi, ya son 02 años que tiene trabajando con su propia moto, antes era muy difícil porque tenía que alquilarla y esto le dejaba menores ingresos que no eran suficientes para aportar en su casa, ahora las cosas han cambiado al ser dueño de su propia moto puede ayudar a sus padres con los gastos familiares y tener una mejor calidad de vida. Carlos va a utilizar su préstamo para reparar su moto y darle mantenimiento. Más adelante esta deseoso de comprarse un carro para brindar servicio de taxi. El está muy contento de saber que muchas personas lo van a apoyar en su deseo y agradece el apoyo al grupo comunal al que pertenece.
Carlos aparece en la foto con polo turquesa sin mangas.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid