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Emprendiendo Hacia El Exito Group
In this Group: Hermilia , Janet , Serafina , Celia , Eufemia , Mercedes , Margarita
Hello to everyone from Peru. The communal bank "Emprendiendo hacia el éxito" is characterized by its dedication, effort and strong sacrifice in meeting its goals. Mrs. Celia is one of the seven members. She is 30, married and has two children who are the drive and motivation behind her daily struggle. She runs a health store where she sells medicine and baby products.

The loan will be used to buy an assortment of medicines and diapers for newborns, a very popular product that she does not carry in stock. She knows it will be difficult but she dreams of expanding her business and improving her family's quality of life. Like all the members of her group, Celia is very grateful to all the people who help them meet their goals.
View original language description ↓
Hola a todos desde Perú, el grupo “Emprendiendo hacia el éxito” es un grupo caracterizado por su dedicación, esfuerzo y mucho sacrificio para lograr sus metas. La Sra. Celia es una de las 7 socias; tiene 30 años de edad, es casada y madre de 02 niños que son el motor y motivo de su lucha diaria. Ella tiene una botica de salud en la cual vende medicamentos y también productos para bebes. El préstamo lo utilizará para la compra de diversas medicinas y pañales para recién nacidos que es un producto muy demandado; pero que no tiene en stock. Ella sabe que será difícil, pero sueña con hacer crecer su negocio y mejorar la calidad de vida de su familia. Al igual que todos los miembros del grupo, la Sra. Celia se encuentra muy agradecida con todas las personas que la ayudan a lograr sus sueños.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendiendo Hacia El Exito Group's $3,900 loan helped a member to buy assorted medicines and diapers for newborns.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Aug 14, 2012
Currency Exchange Loss:
Jan 15, 2013