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Jiovana
Jiovana is 35 years old and has five children with her husband Isidro. They live in the house that they bought six years ago. She is a farmer, and does not yet have her own land. For this reason she rents land annually, and to take full advantage of this she plants twice per year.

Occasionally she works with other farmers. These other farmers prepare the land, and she sows the seeds and adds the fertilizer. They then share the profits from the harvest. Her main crops are corn, potatoes and peas. She only has two years of experience; she says "in this period I learned a lot, above all to be careful, since I broke my leg while I was harvesting potatoes on a hillside. I had to sell a cow."

She is very happy now because she has recuperated and will be able to continue working as before, and this time she will be more careful.

This is her second loan with MFP, and in all these years she has managed to increase her working capital and improve her financial situation. For this reason, she promises to be punctual in the repayment of her loan. Further, she likes to work with her community bank, since she learns a lot, such as how to improve her business.

Jiovana will use the loan proceeds to buy 20 bags of natural fertilizer, which cost an average of 100 nuevos soles each.

This will be used for her next planting of corn, which will take place in the next few months.
View original language description ↓
Jiovana tiene 35 años, está casa con Isidro y tienen cinco hijos. Viven en la casa que compraron hace 6 años.
Se dedica a la agricultura, no cuenta todavía con terrenos propios, es por eso que los arrienda anualmente, sacándoles el máximo provecho, sembrando dos veces al año. En ocasiones siembra en sociedad, es decir con otros agricultores, ellos ponen el terreno y ella los fertilizantes y semilla y cuando se reparten las ganancias de la cosecha. Sus principales siembras son: maíz, papa y alverja, recién tiene dos años de experiencia; “en este tiempo aprendí mucho, sobre todo a tener cuidado, pues me rompí el pie cuando cosechaba olluco, bajando del cerro, tuve que vender una vaca”, comenta Jiovana, quien se siente muy feliz porque ya se recuperó y podrá seguir trabajando con normalidad y esta vez con mayor cuidado.

Este es su segundo crédito con MFP y en todos estos años logró aumentar su capital de trabajo y mejorar sus condiciones económicas; por esa razón, promete ser puntual con el pago de las cuotas, y además le gusta trabajar en su grupo, pues aprende mucho de cómo mejorar su negocio.
Jiovana invertirá este dinero en la compra de 20 sacos de fertilizantes naturales, lo cuales cuestan un promedio de 100 nuevos soles cada saco. Esto será para su siguiente siembra de maíz, en los próximos meses.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,558,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jiovana to buy 20 bags of natural fertilizer, which cost an average of 100 nuevos soles each.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 11, 2012
Listed
Aug 13, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 20, 2013